So the deal is done, all good Americans, at least ones actually paying tax, ie those at the bottom of the financial heap, are to pony up $700bn to pay for Wall Street's finest screw-ups. It is ironic to think that there will be those unable to pay their house mortgages, re-mortgages and credit card bills due to the increased tax burden placed on them by having to pay off debts - accrued by the very people who are now foreclosing on their home! While we are setting up in booming Tent City those Wall Street fat cats will be sleeping like babies - soothed by cool Caribbean breeze, or the gentle yaw of their luxury yacht.

The only people making anything at all being those in the business of debt consolidation, debt help and advice, and generally any business related to help pay debt. Pawn shops, payday loan offices, cash advance and such like are seeing increasing footfall. These are now the new boom industries. Debt consolidation services are springing up everywhere, some debt counsellors are less scrupulous than other Offers On Credit, so always be careful when signing onto any debt consolidation or debt reduction service. Hard times invariably help spawn a new wave of criminals and fraudsters so be on your guard.

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Any home equity people once had is being eaten up by fees and charges, the uglier side of so called 'low cost loans', as well as the most crushing of economic forces - rampant inflation. As people live more and more on their credit card, their initial interest-free or cheap loan honeymoon period long since history, banks are tightening the purse strings and squeezing every last dollar they can. Many people are shocked at what they see as Double Taxation - hit from the government with taxes on the one hand, from corporations in elevated or downright extortionate premiums and surcharges on the other.

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And now, the "bailout" comes along. Rejoice! Americans can sleep safely in the full knowledge that their sacred financial system is in good hands. Does anyone else see an issue here? Is this not the biggest unfunded payday loan in history? Why should tax payers, some who have never owned a house, taken a easy payday loans or used a credit card, why should they help pay debt they never had anything to do with. Why should they have to bear an unnecessary tax burden to pay for the government's economic meddling and those fat cat's bad credit loans, golden handshakes, parachutes, toilet seats and whatever else! WHY?

Kendall Coffey my

So what to do? Choose from one of our featured debt consolidation programs and maybe check out some of the articles here. There are sections on tax relief , maintaining a budget, credit card debt consolidation, non profit debt consolidation and other relevent debt help articles here. Save what you can, get help paying off debt, avoid bankruptcy and even some ideas on how to get a mortgage if you have bad credit. Get a Instant Approval Credit Card! Believe it or not, banks are still arranging mortgages and credit card loans to those with less than spotless credit histories so if you are in need of a "bridging" loan to help pay debt then these might be of use. Most importantly, if you have or find a job - keep it, if you have money - save it, if you have debts - try to pay them off, and if you can still smile then beam it to everyone you see. After all, spreading some happiness never cost a penny.
Lin Mayer.

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